Richard Gardiner

Richard is our Head of Insolvency and Debt Solutions team and is a licensed Insolvency Practitioner. He provides a complete range of personal and business debt solutions under Scottish insolvency legislation.

His expertise gained over 25 years’ enables him to assist businesses in distress, dealing with all aspects of resolving their problem debt. This is a highly specialised area, supporting organisations in crisis and under pressure, often with complex issues to consider. He works with business owners and associated stakeholders to assess their position and what course of action is most appropriate within a strict regulatory landscape. The ability to negotiate and manage high conflict situations is crucial to his role.

Richard also advises individuals with problem personal debt of the options available to manage their debt.

When not at his desk Richard enjoys a busy social life, featuring various sporting and volunteering activities, hill walking and spending time with his family and friends.