The Rise in Environmental, Social and Governance Investing Total global investments in ESG have hit $1trillion (£705bn) since the outbreak of Covid-19.1  Investors are increasingly applying these non-financial factors as part of their analysis to identify growth...
Wealth management articles
Pension Awareness Day
The State Pension seems to be the logical place to start when it comes to Pension Awareness Day this year. The ‘New’ State pension came into force for all individuals who retire on or after 6 April 2016. In order to benefit from the state pension, you must have at...
Investing for children
Parents and relatives are often keen to invest on behalf of children and there are a number of opportunities open to them. In this article we will explore some of the options available. Children’s Savings Accounts These accounts work in the same way as ordinary...
Good money habits for children
A recent study by the World Economic Forum concluded that children develop spending and savings habits by the age of 5. How can we teach our children good habits with money at such a young age to set them on the right path for the rest of their lives? Here are some...
Dividend FAQs
As part of advising owner managed businesses, some of the most frequently asked questions we are asked relate to dividends. This article considers some of the more common questions business owners ask. Can I take a Dividend? Dividends can only be paid out of profit,...
Richard on the radio getting Clever About Cash
Richard joins Radio Scotland to talk about planning for a secure future